| Payment Services |
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| Our Payment Services entail integrating the necessary linkages between the Merchants and the relevant Financial Institutions and Card Organisations. This includes providing the following: |
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front-end interface - rolling out of EDCPOS Terminals or non-terminals (internet or mobile) interface that captures data; and |
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network connectivity - building switching networks called NAC to transfer data to relevant Host Application Servers. |
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| As we have the expertise in every aspect of Electronic Payment Solutions value chain, we are able to customize our products and services based on the respective customer's needs. Through our products and services, our payment solutions ensure secure payment transactions across numerous channels. Irrespective of the platforms used, once the payment request is submitted, our solutions shall ensure that the purchase transactions are being processed. As the technology continues to evolve rapidly, we strive to keep abreast with new developments in the industry. Thus, allowing us to provide the latest technologies for Payment Services to our customers. |
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| Typically, a Card-based transaction travels from EDCPOS Terminals or other non-terminals interface through a series of integrated networks for authorisation against the Cardholder's account. These integrated networks include that of the Acquiring Bank (and Issuing Bank if applicable) as well as Card Organisations. |
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| The transaction data contains information derived from the Card (e.g. the account number), the EDCPOS Terminals and other non-terminals interface (e.g. the merchant number), transaction details (e.g. the amount), together with other data which may be generated dynamically or added by intervening systems. The Issuing Bank's Host Application Server will either approve or decline the transaction and generates a response message that is delivered back to the EDCPOS Terminal or other non-terminal interface in real time. |
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