| Banking & Finance |
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| We make it easy for bank to offer credit and debit card payments, whatever the merchant customers need. Our point-of-sale solutions also offer banks highly secure and efficient processing through Hypercom powered IP Gateway. |
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| Financial Services: Credit Cards |
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| In recent years, the credit card industry faced one major challenge to its profitability, a problem that has persisted even as the number of cards in circulation in the Malaysia has increased by double-digit percentages. The challenge was the rising cost of rewards programs. Issuers have not been able to make the economics of reward programs work favorably for these cards. Card-member costs at issuers have risen steadily as more consumers have redeemed awards or taken advantage of loyalty programs. |
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| In this difficult environment, card issuers have pursued a variety of strategies to add customers and increase their transaction volumes. Mergers and acquisitions has been one of those strategies, with the most eye-catching example being CIMB Bank acquisition of Bumi-Commerce Bank and Southern Bank year. |
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| Card companies have little choice but to try to excel at this game, because success will accrue to those companies that introduce new products and services ahead of others and can thus capture the extra profit until the copycats rush in and shut the window. No card company has the resources to innovate in every area, so it's essential that companies take stock of their positional assets and determine where they should focus. |
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| Electronic Payment Solutions |
| MPSB works with the right partners to provide bank customers with a full and integrated payments solution. MPSB understands integrated payments, both customized and off-the-shelf. |
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| MPSB makes it easy for bank by offering them quality choices and giving them expert advice from our consultants. We are passionate about payments, our recent success stories were large shopping complexes such as Pavilion Shopping Complex in Bukit Bintang and Matta Card, an industry wide two-in-one (Loyalty & Credit) card for Tour and Travel industry. |
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| Outsource of Countertop and Wireless Payment Solutions |
| We offer a variety of countertop payment solutions, designed with the merchant in mind - neat, easy to install, simple and easy to use. Point-of-sale devices accept Chip & PIN, magnetic stripe and contactless payments, should the merchant needs it. |
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| We offer portable and truly mobile wireless solutions that deliver the extended coverage and flexibility the retail business needs. Our small, lightweight handheld devices have a wide range of communication options (such as Bluetooth, GPRS and Wi-Fi), and are perfect for accepting payment in bars, hotels, restaurants and stadiums. |
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| Micro Payment and Prepaid Top Up business |
| We offers bank an opportunity to form a nationwide electronic transaction processing retail merchant network, combining a credit/debit payment application with a mobile phone top-up service and utility bill payment service at the point-of-sale. Other micro payment such as ticketing, VOIP Top Up, Prepaid Internet service and many others can be integrated with ease. |
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| We make it easy for bank to offer credit and debit card payments, whatever the merchant customers need. Our point-of-sale solutions also offer banks highly secure and efficient processing through Hypercom powered IP Gateway. We can also give businesses little extras that make a difference, from gift card solutions, to terminals that are fully equipped with gratuity services to help manage tipping, and cash-back to help customers (and encourage those all-important impulse sales). |
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